Mr. KIA asked:


If étudiant à l& #39; université j& #39; made bad décisions financières référant à the debt of chart of crédit. I know what j& #39; made stupid était, and maintaining with a horrible pointing of crédit am my work to try to leave the debt. J& #39; have 12 charts of crédit with balances 1200 $ or less. Who returns à approximately 10.500 $ of the total debt. I am allé à to come and it ya 6 months auprès d& #39; a Credit Counseling Service (right Allegro) and they l& #39; the work for réduire the rates d&amp did; #39; intérêt. My question is the following one: – Would be better a idée of résilier my subscription with them and to test régler my accounts, j& #39; récemment had a better rémunéré employment. – If c& #39; since my pointing of crédit is a gâchis it is the case would be good a idée to leave by défaut the charts of a few months, all in économisant jusqu& #39; à unquestionable bulk établissements à to propose? – Is this that établissements to pay for them a négatif effect on my dimension of crédit having more end of the balances of all times? Or to continue would be préférable à to pay with the Credit Counseling Service? It does not seem to go nowhere from its rapids. Désolé for all the questions. I want just on the road of the debt étant à new free.